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Financing Your Fertility Treatment

Building your family can be challenging - but understanding your treatment costs and options shouldn’t be.

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Understanding your flexible financial options

Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect. Please note that prices do not include anesthesia, pre lab & testing, outside testing companies or medication.

Services

Costs

Testing

$2,000-$3,000

IUI

$1,500-$2,000

IVF

Starts at $14,000

Frozen embryo transfer cycle

$4,500-$5,500

Surrogacy

Starts at $22,000

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Nevada Center for Reproductive Medicine works with most major insurance providers

You should never feel in the dark about cost. During your financial consultation we will guide you through your insurance benefits, out-of-pocket expenses, and other financing options. You will be supported and empowered in your decision-making every step of the way.


  • Cigna
  • GEHA
  • Health Plan of Nevada
  • Hometown Health Plan
  • Kindbody
  • Laborers Health and Welfare
  • Maven
  • Meritain Health
  • Operating Engineers
  • Prominence
  • Progyny
  • Sierra Health & Life
  • Tufts Health Plan
  • UMR
  • United Healthcare
  • WebTPA

Understanding the cost of your care

Our financial counselors are committed to guiding you through your insurance benefits, out-of-pocket expenses, and other financing options every step of the way.


Before your first visit, we recommend calling your insurance provider and getting as many details as possible about what aspects of treatment they may cover, whether a referral can help with costs, and if you’re required to be seen at a specific clinic. Always get the name of the person you spoke with over the phone. After your first appointment, we will help you navigate the world of insurance coverage, meet with you as needed to review your benefits, and make sure that you take full advantage of them.

4 eggs of various size

Cost doesn’t have to hold you back

We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.

Synchrony NFC Logo

We understand how personal this journey can be. That’s why we offer Synchrony Financial (formerly Ally) affordable fertility financing solutions, making it easier for you to focus on your path to parenthood.


We have you covered every step of the way by financing the cost of your IVF treatment, medication, genetic testing, and more.


  • Pre-qualification with no credit impact
  • Choose from 24-84-month loan options with flexible payment terms
  • Annual percentage rates (APRs) starting at 3.99%, one of the lowest in the industry. Our full range is 3.99-21.99%.
  • Wide range of loan amounts ($750-$40,000)
  • No application fee, down payment, or penalty to pay off early
  • Contact our Dedicated Fertility Team at 1-877-278-0919 or  fertility.lending@ally.com
  • Visit  https://www.ally.com/personal-loans/medical-loans/fertility-financing/ to explore your options
  • To apply, please call 877-278-0919.
  • Disclosure: All loans are unsecured personal loans originated by Synchrony Bank. Subject to credit approval.

Capex NFC Logo

To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.   


Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types.  Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.


Benefits and advantages of financing with CapexMD:


  • Easy & secure online application
  • Personal attention & concierge service
  • Highly competitive interest rates
  • Quick & easy approvals
  • Family members or friends can apply
  • Loans from $3,000 up to $50,000
  • Terms from 6 to 60 months
  • Highest levels of confidentiality
  • No membership fees, no annual fees, and no prepayment penaltiesApply online and receive your pre-approval within 24 hours.  Learn more at CapexMD or by calling 1-888-497-8414.

sunfish

Protect your journey before you start.
We have partnered with Sunfish to offer The IVF Success program.

 

IVF Success Program

  • IVF Cycle with unlimited transfers at one fixed price
  • Customized refund option for qualified patients
  • Comprehensive support along the way
  • Lowest price guarantee on medication
  • Low rate financing options

Explore IVF Success Programs

You’re ready for your next chapter. We’re here to help you turn the page.

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